Thank you for visiting 1st In Credit Reports. My name is Jim Burkhart and I got into credit trouble back in 2003. It was a real hassle to try and figure out what I needed to do and how to get my credit back in good standing. So I decided to begin writing about my own journey and providing resources and information for others in my same situation. I now have a few others who write for the blog and help with ideas for content. I hope you enjoy the information. If you have any questions, let us know.